ACA Marketplace guide · 2026 rules · updated for the enrollment year Official: HealthCare.gov ↗
✚ ACA Health Insurance GuideMarketplace plans, subsidies, enrollment and state rules — explained
DEADLINES
Open Enrollment: Nov 1 – Jan 15Dec 15 deadline = Jan 1 coverageSEP window: 60 days after any life event4 of 5 enrollees find plans near $10/mo2026 OOP max: $10,600 single / $21,200 family

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